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Shepherd Umanah
Fintech2024 to presentSoftware Engineer

Core banking for 500+ African institutions

Backend work on BankOne, Qore's cloud-native core banking platform, used by more than 500 financial institutions across Africa.

Qore Technologies

500+
financial institutions on the platform
13 years
the platform has been running

The problem

Core banking is the ledger everything else hangs off. Accounts, balances, postings, the lot. Institutions running it on legacy systems get long implementation cycles, semi-manual back-office work, and painful third-party integrations.

BankOne offers it as a cloud-native platform instead, serving everyone from microfinance banks to commercial banks and fintechs. The range of institution sizes is the hard part: the same ledger has to behave correctly for an operation with a handful of branches and one with hundreds.

What I did

I work on backend services in C# and ASP.NET Core across the platform and its API surface, which is exposed to customers through a public developer portal.

Correctness comes before everything on a ledger. A feature that is fast and slightly wrong is not a feature, so the work is heavy on agreeing behaviour up front and proving it afterwards.

What changed

The platform serves over 500 financial institutions across Africa.

It offers core banking, digital channels and integrated payments through one API-enabled system.

Built with

  • C#
  • ASP.NET Core
  • REST APIs
  • PostgreSQL
  • Core Banking

Have a system like this one?

I reply within one business day, and I’ll tell you straight if it isn’t a fit.

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